4 Things to Know About Social Security Disability Benefits

Millions of people nationwide suffer from debilitating conditions that make it difficult to work. These individuals might qualify for government benefits. Keep reading to learn more about Social Security disability benefits in Phoenix, AZ.

1.Most Benefits Come from the SSDI Program

Two government programs offer benefits to qualified disabled individuals: Social Security disability insurance (SSDI) and Social Security Insurance (SSI). While the programs sound similar, the way benefits are awarded varies between the programs. Most people receive benefits through the SSDI program.

2. Eligibility is Based on the Ability to Work

When applying for SSDI benefits, one’s situation is reviewed carefully. The decision is mostly based on whether or not the person’s medical condition affects their ability to work. The review team looks at the physical requirements of one’s previous job and potential job to deem if they can’t maintain this level of work.

3. One Must Have Paid into the System to Qualify

To qualify for SSDI benefits, one must have paid into the Social Security system. One must have a certain number of credits within the 10-years before becoming disabled to be eligible for SSDI benefits.

4. Spousal Income Doesn’t Affect Eligibility

Disabled individuals who are married are often concerned that their spouse’s earnings will affect their ability to qualify for SSDI. Fortunately, this is not the case. Only the applicant’s earnings are considered.

Still have questions about Social Security disability benefits in Phoenix, AZ? Contact the attorneys at Slepian Smith, PLLC.