Some people run into periods of hard luck with their financial situations and need avenues to come out of the mess. This is where many will turn to a form of bankruptcy that will either give them a completely fresh start or a chance to reorganize their debts. A bankruptcy lawyer in Lawrence, KS helps clients in such a predicament find the best option to help them with their financial situations. Here are some things to understand about bankruptcy law in the State of Kansas.
Understanding Bankruptcy Law in Kansas
When it comes to having to file for bankruptcy, there are two types that individuals generally file: Chapter 7 and Chapter 13, with the former usually being the one most preferred. However, not all people are able to qualify for a Chapter 7 bankruptcy, which is a complete erasure of all qualifying unsecured debts. Some filers will have to choose the Chapter 13 option, which is a complete reorganization of all the debt so that the debtor can pay what the court requires to be paid. Whichever way is chosen, a qualified attorney can help the client go through the process.
About Hiring Bankruptcy Lawyers in Kansas
Hiring a bankruptcy lawyer in Lawrence, KS may save the client from losing property that could be saved under certain conditions in the bankruptcy process. The moment bankruptcy is filed, all harassing phone calls must cease from the creditors, wage garnishments can be stopped, and certain negotiations can come to determine what the debtor will be able to keep based on the type of bankruptcy filed. Usually, the best way to keep the home in a bankruptcy is to file the Chapter 13 bankruptcy.
Hiring a Lawyer in Kansas
An individual can find many lawyers and law firms throughout Kansas that will help with the filing of a bankruptcy. Joe Wittman is a bankruptcy attorney located in the Topeka, Kansas, area who helps many clients go through the process of filing either a Chapter 7 or a Chapter 13 bankruptcy. If an individual is looking for a bankruptcy lawyer in lawrence, KS, he is available and can be reached at the website https://www.joewlaw.com/.